1. Ownership

This website has been created by NACIONAL DE REASEGUROS S.A. (hereinafter, NACIONAL RE).

The domain name, www.nacionalre.es, is registered in favor of NACIONAL DE REASEGUROS S.A., with registered office in Madrid – Spain, 28010, C/. Zurbano nº 8 and VAT number A28030369. Registered in Registro Mercantil de Madrid (Hoja M-87.084, Tomo 5.313, Folio 109, Sección 8) and in Registro de Entidades Aseguradoras de la Dirección General de Seguros y Fondos de Pensiones (Code R0011). Phone: +34 913081412. Email: nr@nacionalre.es.

The fact of accessing this website implies knowledge and acceptance of the following legal warnings, terms and use conditions.

NACIONAL RE may forbid the access of those users who fail to comply with the provisions, with an illustrative and non-limiting character, in this legal notice.

2. Object and content

The pages contained in this website are intended to facilitate the knowledge of NACIONAL RE to the general public, as well as the activities it carries out, the services and products it sells, and other information of interest related to its activity.

Regardless of the above, there may be restricted access for NACIONAL RE clients, employees and advisors on the present page, who are suitably authorized to do so, and who will be bound by the terms and conditions set for such purposes, as well as the present legal notice in everything that does not oppose the exposed for such suppositions.

NACIONAL RE reserves the right to make, at any time and without prior notice, any changes, variations, deletions or cancellations in the contents and in the form of presentation thereof that it deems necessary, either temporarily or definitively. This power does not grant users any right to receive compensation for damages or losses.

The responsibility for the manifestations made by the users is exclusive of those who carry them out.

Any communication or transmission of content that infringes the rights owned by third parties and whose content is threatening, obscene, defamatory, pornographic, xenophobic, threatening the dignity of the person or the rights of children, current legislation or any other conduct that is prohibited incite or constitute the realization of a criminal offense.

The inclusion is also prohibited and communication of content by users, which are false or inaccurate and that avoid or may mislead other users or staff of NACIONAL RE, in particular the contents that are protected by any rights of intellectual or industrial property, belonging to third parties, when they do not have the authorization of the owner of the rights, undermine or discredit the fame or credit of NACIONAL RE, are considered as a case of illegal, deceptive or unfair advertising and/or incorporate viruses or any other electronic element that could damage or impede the operation of the website, the network, NACIONAL RE’s computer equipment or third parties and/or access to the portal of the rest of users.

NACIONAL RE does not guarantee the absence of viruses or other elements that could cause damage to computer systems, electronic documents or user files on this website or third parties, so it is not responsible for any damages that may be caused produce for these reasons, or as a consequence of illegitimate interference by third parties.

3. Protection of Personal Data

Who is RESPONSIBLE for the treatment of your data?

Identity: NACIONAL DE REASEGUROS, S.A. (CIF A-28030369)

Address: Zurbano 8, 28010 Madrid – Spain

Phone: +34 913081412

Email: nr@nacionalre.es

Contact data Delegate for data protection (DPD): dpd@nacionalre.es.

With what PURPOSE do we treat your personal data?

Policyholders, insured, beneficiaries or injured third parties (collectively, Insured): The treatment of their personal data (DATA) is intended to facilitate and guarantee the establishment, development and fulfillment of reinsurance contracts signed by insurers or of reinsurance purchases with other reinsurers or the performance of related operations.

Clients and suppliers: The personal data of customers and suppliers or their representatives that are provided with the signature of the contract or provided later will be treated in order to establish, develop and comply with it.

How long will we keep your data?

The DATA will be kept throughout the contractual relationship, as well as, once this relationship is completed, until the expiration of the legal terms that require its preservation.

What is the LEGITIMATION for the treatment of your data?

Insured: The treatment of their DATA is legitimized in the satisfaction of legitimate interests pursued by the insurance and reinsurance entities.

Clients and suppliers: Likewise, the treatment of these DATA is based on the legitimate interest of NACIONAL RE, as well as on the execution of a contract.

These treatments are essential for the compliance by NACIONAL RE of the obligations and provisions derived from its reinsurance status.

To which RECIPIENTS will your data be communicated?

NACIONAL RE will not transfer DATA to third parties, except in case of obligation or legal forecast.

Exceptionally, the DATA will be susceptible of communication to other reinsurance entities with which NACIONAL RE subscribes retrocession agreements. In the event that these agreements involve transfers to third countries, this will be carried out under a level of protection or offering adequate guarantees or legal authorization.

What are your RIGHTS when you provide us with your information?

The interested party has the right to NACIONAL RE confirms whether or not they are treating their DATA and, if appropriate, to request access to them; their rectification when they are inaccurate; or, if applicable, its suppression when, among other reasons, they are no longer necessary for the purposes that were provided.

Under certain circumstances (for example, if modification of your DATA is requested and whiles its accuracy is verified), the interested parties may request the limitation of the treatment, in which case we will only keep them for the exercise or defense of claims.

Likewise, the interested party may exercise his right to the portability of the DATA, in the cases and terms legally provided for this purpose.

Finally, in certain circumstances and for reasons related to their personal situation, the interested parties may object to the processing of their DATA. In these cases, NACIONAL RE will stop treating them, unless there is a legitimate interest to do so or needs to be treated for the exercise or defense of possible claims.

The interested party may exercise his rights before NACIONAL RE in the terms provided in the legislation, directing his communications to the registered office, C/. Zurbano nº 8, 28010 Madrid – Spain, to the attention of the Security Manager, providing a photocopy of his ID or equivalent document.

Likewise, you may exercise your right or file a claim with the Data Protection Delegate.

The interested party has the right to file a claim with the Spanish Data Protection Agency or, depending on the case, with the regional authorities for data protection.

How have we obtained your data (ORIGIN)?

NACIONAL RE obtains the data mainly from insurers or other reinsurers, as well as from reinsurance brokers. You may also obtain them directly through the interested parties themselves, as a consequence of the formalization of a contractual relationship and/or provision of services.

4. Links

NACIONAL RE offers links, directly or indirectly, to resources or Internet sites that are located outside this website.

The presence of links on this page is for informational purposes only. NACIONAL RE does not respond or guarantee, in any way, the content or accuracy, sufficiency or authenticity of the information provided by any person or entity, physical or legal, with or without its own legal personality, through such links.

Nor shall it be NACIONAL RE responsible for any damage or loss that may arise from the connection or the use of any content, product or service available on the websites to which the links are directed.

NACIONAL RE cannot guarantee the availability and correct functioning of the links to other websites.

This Legal Notice is applicable only to the information collected and services provided through the NACIONAL RE website, not being applicable to the content collected or services provided from web pages of third parties that have been accessed from the NACIONAL RE.

5. Intellectual and Industrial Property

This website and the contents it houses are protected by current legislation on intellectual property. The modification, copy, reproduction, download, transmission, distribution or transformation of the texts, images or any other content of the Portal is prohibited, if you do not have the authorization of the owner of the corresponding rights or it is legally permitted. Access to the website does not imply in any case acquisition the acquisition of property rights whatsoever on the contents contained therein.

References to trademarks or registered trademarks or distinctive signs, whether owned by NACIONAL RE or by third parties, implicitly prohibit their use without the consent of NACIONAL RE or its legitimate owners. At no time, unless expressly stated access or use of the Portal and/or its contents, gives the user any rights over the brands, logos, and/or distinctive signs included in it protected by law.

6. Technical Navigation Requirements

This website has been designed to support the Internet Explorer 7.0 browser, or higher. NACIONAL RE is not liable for any type of damage suffered by users for the use of browsers or different versions of the browsers for which this has been designed.

NACIONAL RE does not guarantee, nor is it responsible for, access to this website to be uninterrupted or error-free. In any case, NACIONAL RE will be responsible for the damages of any kind arising from the access and use of this website.

7. Applicable legislation and competent courts

The terms and conditions that govern this web page, as well as the relationships that may arise, are protected and are subject to Spanish legislation.

For the resolution of any type of controversy, litigation or discrepancy that may arise between the user of this website and NACIONAL RE, it is agreed to submit them to the Courts and Tribunals of Madrid – Spain.